Blue Shield of California Oleg Skurskiy (818) 654-4548  

Authorized Agent for Blue Shield of California



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Plans by Blue Shield of California

 
 
 
† Underwritten by Blue Shield of California Life & Health Insurance Company (Blue Shield Life).



ƒ The out-of-pocket/copayment maximums include the plan deductible.



p The initial flat dollar emergency room copayment is waived if you are admitted directly to the hospital as an inpatient.



a Dental services provided through Dental Benefit Providers (DBP). Benefits limited to $500 per calendar year. Three month waiting period following the effective date of coverage for minor restorative services.



? Vision exam provided through MESVision network.



ß The plan is subject to regulatory approval.



With an HMO plan, members must live or work within the Blue Shield HMO service area and have a designated Personal Physician to enroll and maintain enrollment. The Blue Shield HMO service area is identified in the HMO Physician and Hospital Directory. Each eligible family member may select a different Personal Physician, as long as each provider is located adequately close to the member's home or work address to ensure access to care (as determined by Blue Shield).

This information is intended as a brief comparison of some of the benefits of the various Blue Shield plans and shows copay/coinsurance amounts you will pay for services received from preferred providers only. You should review the Combined Summary of Benefits or the Evidence of Coverage/Certificate of Insurance and Plan Contract/Policy for a more complete description of the benefits, terms and conditions and limitations of the health plans.

Note: The federal Health Insurance Portability and Accountability Act (HIPAA) makes it easier for people with pre-existing conditions who are covered under existing group health plans to maintain coverage of pre-existing conditions when they change jobs or are unemployed for brief periods of time. If you meet all the specified conditions, you may be eligible for a guaranteed issue plan in accordance with HIPAA. For more information, contact your agent


 

Coinsurance amounts represented with a "%" are payable after the plan deductibles are reached; Co-pay amounts represented with a "$" are not subject to plan deductibles (except where noted). Refer to contract for a detailed explanation of plan benefits, features, exclusions and limitations. Benefits subject to change without notice. Co-pays, Deductibles, and Coinsurance amounts listed above are your share of the costs for covered benefits.

Do Not Cancel your current coverage until a new policy is approved and you have received written confirmation of the policy's rates and benefits from the insurance company. Rate and Benefit Disclaimer Notification! The rate and benefit information provided herein was generated by the Quotit Corporation's individual health insurance quoting system. The Quotit Corporation or It's Licensee's do not guarantee or warrant the correctness or completeness of the rate and benefit information contained herein and shall not be liable for any loss or damage arising out of use of the quoted rate and benefit information.

Additionally, information contained in this website is limited in scope, subject to change without notice, and does not contain all the terms, conditions, limitations, or exclusions of the referenced benefit plans. Only the insurance company Plan Documents and Policy's contain the exact terms and conditions of coverage. Your grant of access to the rate and benefit summaries contained herein may not be relied upon as a guarantee of your eligibility or coverage under these benefit plans.

Blue Shield of California Life & Health Insurance Company Life was formed in 1954 as a wholly owned subsidiary of Blue Shield of California to provide a full range of insurance products for their customers. With 3.3 million members and $7.5 billion in annual revenue, Blue Shield of California is the state's third largest health plan. Founded in 1939 and headquartered in San Francisco, Blue Shield is a not-for-profit corporation with approximately 4,300 employees and more than 20 offices throughout California.

Blue Shield of California Life & Health Insurance Company Life has grown by offering competitive insurance products including Group Term Life, Accidental Death & Dismemberment, Blue Shield of California Life & Health Insurance Company Life Vision Plan, Stop Loss and Exec-U-Med medical reimbursement plans in tandem with Blue Shield of California health plans or on a stand-alone basis . In the early 1980s, introduced their Short-Term Health products. The Option One and Option Twelve plans remain one of the leading products of their kind in California

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Copyright © 2005 Oleg Skurskiy Authorized Independent Agent, CA License 0E50389