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Health
Net of California |
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Oleg Skurskiy an Authorized Independent Agent |
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Compare
Medicare Supplement Plans
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Medicare
products on this web
site is not connected
with or endorsed by
the United States government
or the federal Medicare
program
Health
Net Orange Drug Benefit
Rx
is not offered in 2013
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Save
Big!
Just
Click Away..
Simple
complete
the form
and receive
up to 5
free Quotes! |
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| Health
Net Orange Option 1 |
Health
Net Orange Option 2 |
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5 TIPS
FOR CHOOSING A PRESCRIPTION
DRUG PLAN
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1. What is the
monthly premium?
The monthly premium is
the monthly cost you pay
to join a prescription
drug plan. Different
plans have different monthly
premiums, so this is one
of the factors you’ll
want to consider
when choosing a plan.
If you are purchasing
a drug plan that is integrated
with a Medicare
Advantage Plan, then your
monthly premium is integrated
into your monthly premium
for the
Medicare Advantage plan
you selected. |
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2. Is there
a deductible or co-insurance
requirement?
Co-insurance is a percentage
of the cost of a prescription,
while a deductible is
the amount
you must pay yourself
before your plan begins
sharing the cost. Both
vary from plan to plan
and affect your total
out-of-pocket costs. |
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3. Review the
formulary (drug list)
Click
Here to see the list
Look for the drugs you
take to be sure they’re
covered and compare the
co-pays for them. |
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4. What percentage
of the top 100 prescribed
drugs are on the drug
list?
In addition to reviewing
the drug list for the
drugs you are currently
taking, you should also
compare how many of the
top 100 commonly prescribed
drugs are covered in case
your doctor prescribes
any of these for you in
the future. |
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5. Where can
you fill your prescriptions?
Different plans contract
with different pharmacies,
so you’ll want to
be sure your pharmacy
is in the plan you’re
considering. And some
plans may offer a mail-order
option while others may
not. |
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| 1 Plans that provide some
form of coverage during the
period when you typically would
pay 100% of your drug costs
are indicated by a "Generics",
"Generics and Preferred
Brands", "Generics
and Brands" or "All
Formulary Drugs" in the
"Coverage in the Gap"
column above. To view additional
information about the type of
coverage available during this
period, please click the plan
name in the table above and
then click on "View Important
Notes" in the window with
the plan's information. If you
personalize your search by entering
your medications, the drug costs
during the "coverage gap"
will reflect this coverage.
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| This website
is not insurance company . |
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Copyright © 2005 Oleg Skurskiy
Authorized Independent Agent, CA License 0E50389 |
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