Are HSAs and high-deductible health plans the same?
No. Health insurance companies provide high-deductible health plans. HSAs are offered through financial institutions. Consumers who enroll in an HSA-eligible high-deductible health plan may be eligible to open an HSA. Clients should consult with a financial advisor to determine if they meet HSA-eligibility criteria and whether or not an HSA and a high-deductible health plan is a good fit for them financially.
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