Should I pre-certify health expenses?
It is recommended that you, your spouse and/or the hospital pre-certify claims (especially large ones) before treatment if possible. But, don't put off any treatment that is medically necessary and urgent. The key is you want to know that the expense is covered if possible before you get it done. Most of the time it is just common sense. Many of the plans offer a toll free or collect call number on a card or certificate that you or your medical facility can call to pre-certify claims and coverage, so make sure you have it with you at all time.

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