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Aetna Health Insurance

Plans At A Glance in Texas

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Here are Aetna's plans for individuals in state of Texas. Just click on "more" to learn more about any of them

> Aetna High-Deductible 3000 > Aetna PPO High-Deductible 5000 (HSA-compatible) Lower contributions. High deductible, then pay no charge for most visits and services. Allows you to open a tax-advantaged HSA.**  more (HSA-compatible) Lower contributions. High deductible, then no charge for most visits and services. Allows you to open a tax-advantaged HSA.**  more > Aetna PPO 500 > Aetna PPO 1000 Lower dedutibles, co-pays and expenses, higher premiums. Quality prescription coverage. more Lower deductibles, co-pays and expenses, moderately higher premiums. Quality prescription coverage. more > Aetna PPO 2500 > Aetna PPO 1500 Moderate balance of plan features and affordable monthly premiums.  more Lower deductibles, co-pays and expenses, moderately higher premiums. Quality prescription coverage. more   > Aetna PPO 5000 > Aetna Preventative and Hospital Care 1250 Lower premiums, moderately higher copays, annual deductible and out-of-pocket maximum.  more Low premiums, low annual deductible and moderately high out-of-pocket maximum. more   > Aetna Preventative and Hospital Care 3000   (HSA Compatible) Low premiums, moderate annual deductible and high out-of-pocket maximum. Plan Brochure Rates Enrollment Form Disclosure FAQ: Below are frequently asked questions about health care coverage from Aetna Life Insurance Company.* Q.How long are these rates valid? A.How long are these rates valid? Rates for the Aetna Advantage Plan can be modified if such modification is approved by the regulators and we give at least 30 days noticed before and rate modification. You will receive notice of the rate change before its application. Q.Are maternity benefits covered under the Aetna Advantage Plans? A.Maternity benefits are not currently available in most states. Complications of pregnancy are normally covered in most states. A newborn is automatically covered under the policy for 31 days and can be added to the policy during this time. Q. What is a Non-Specialist (Primary Care Physician)? A. primary care physician (PCP) is trained to manage your entire health care program. Your PCP plays many roles - primary caregiver, health care advisor and consultant, coordinator of specialty care and patient advocate. PCPs can be: Family/General Practitioners (Doctors who treat patients of all ages) Internists (Doctors who treat adults and may have a subspecialty) Pediatricians (Doctors who treat children) Q. What Is a Formulary? A formulary is a list of preferred medications put together by Aetna to help you to access quality, cost-effective medications. Some of Aetna's prescription drug benefit plans use a formulary. Our Preferred Drug Guide gives information about medications covered under the Aetna Advantage Plans. Q. What Does "Generic drugs" Mean? Generic drugs are medications that contain the same active ingredients in the same amounts as brand-name products, although generics may be a different color, shape or size. Generic drugs are medications that have been approved by the Food and Drug Administration (FDA) as safe and effective. A generic drug can be substituted for a brand-name drug when rated as an equivalent by the FDA and where permitted by law and the prescriber.

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