Texas Life Insurance

Oleg Skurskiy Authorized Independent Agent, TX License 1373904 . If you have any questions, please call (818) 654-4548

Group Life Annuity
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Agent: Oleg Skurskiy

Call if you have any questions.

Tel.: (818) 654-4548

 

Final Expense Insurance Life Insurance for Outside of the USA
 
 
 
 
 
 
 
Medical Exam Life Insurance

No medical exam life insurance is available from a number of insurers. No medical exam life insurance policies provide the same benefits as plans that require a medical exam without the hassle. No medical exam life insurance are NOT for people with serious health issues such as (but not limited to) AIDS, ARC, HIV, cancer, heart disease, lung disorders, stroke, diabetes, liver disease, mental, psychological or nervous disorders. Every insurance company has differing terms and requirements you must satisfy in order to be eligible for a no medical exam life insurance policy. The best thing to do is request no medical exam life insurance quotes and see what type of life insurance policy you are eligible for and what suits your needs. Receive free, multiple quotes from competitive life insurance vendors today. You may be eligible for no medical exam life insurance, compare and save now!

Types of Life Insurance:

Permanent Life Insurance
Term Life Insurance
Cash Value Life Insurance
Whole Life Insurance
Single Premium Life Insurance
Variable Life Insurance
Endowment Life Insurance
Universal Life Insurance
Level Term Life Insurance
Child Life Insurance
Decreasing Term Life Insurance
Senior Life Insurance
30 Year Term Life Insurance
No Exam Life Insurance
20 Year Term Life Insurance
Renewable Term Life
10 Year Term Life Insurance
Adjustable Life Insurance
Short Term Life Insurance
Long Term Life Insurance
Return of Premium Life Insurance
Final Expense Insurance
Guaranteed Issue Life Insurance
Burial Insurance
Guaranteed Issue Whole Life
Joint Term Life Insurance
Variable Universal Life Insurance
Joint Life Insurance
Survivorship Life Insurance
First to Die Life Insurance
Second to Die Life Insurance
Cancer Life Insurance
Critical Illness Life Insurance
Medicare Supplements
Joint Whole Life Insurance
Mortgage Life Insurance
Joint Life and Survivor Insurance
Stroke Insurance
Mortgage Term Life Insurance

Universal life insurance is whole life and a form of cash value life insurance where the insurance premiums and amount of coverage are flexible. Generally, after the first-year premiums, additional premiums and coverage can be adjusted at the insured's discretion assuming they are within the boundaries set by the insurance company. Universal life insurance is actually whole life insurance, but more flexible. Generally, you pay a higher premium for this flexibility. Universal life insurance as with whole life insurance has an investment component as well as a death benefit, but the policyholder, has the right to increase or decrease the investment amount.

Universal life insurance policies are attached to short-term interest rates, often making their rate of return higher than whole life, but this also means you're at greater risk when interest rates drop.


Mortgage Term Life Insurance

Mortgage Term Life Insurance covers you for a specified term (from 10 to 30 years, typically). If you die within the term, your beneficiary receives the stated death benefit of the policy. Mortgage Term Insurance normally requires no medical underwriting as well. Mortgage term life insurance is a reducing term life insurance policy which guarantees that if you die your mortgage will be paid in full. The coverage decreases as the mortgage balance declines and it is recommended for the borrower to have a mortgage life insurance policy. Mortgage life insurance provides a safety net for your family should you or your spouse pass away and pays out a guaranteed cash sum during if you die the policy term or are diagnosed with a terminal illness with less than 12 months to live within this period.

 
 

 

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Free Life Insurance Quote offered through Affiliate Program at Alabama, Alaska, Arizona, Arkansas, Connecticut, Delaware, District of Columbia (Washington DC), Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

The term life insurance is issued by Jefferson National Life Insurance Company through licensed agent Oleg Skurskiy. Jefferson National’s home office is in Dallas, TX. The product is an obligation of Jefferson National Life, is not insured by the FDIC and is not a guaranteed deposit. Life insurance policies contain exclusions and limitations; benefits may vary due to misstatement of age or sex. May not be available in all states. Policy is issued as policy number JNL-SIMP-03 or a variation of such. Rider form number JNL-ROP-2004. Optional rider coverage requires payment of additional premiums. Rider available on 20- and 30-year policies only. Rider is not available in all states.

*Competition between life insurance companies and the increasing life span of the average American has caused term life insurance prices to decrease dramatically over the last 10 years. Prices can vary by hundreds of dollars a year between one company and the next.I as and agent can shop and find the most competitive rate with most major insurance companies. on average people save up to 65% . of cause its depend on your health and age, hobbies .

This term policy is issued by The American Life Insurance Company of New York, home office in New York, NY through licensed agent Oleg Skurskiy. It is an obligations of American Life, is not insured by the FDIC and is not a guaranteed deposit. It may contain exclusions and limitations; benefits may vary due to misstatement of age or sex. The policy is issued as form number ALNY-INST-03 or a variation of such.


We are not insurance Company or neither Insurance P&C Licensed Agents . All Quote submitted through Affiliate
 
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